Disclaimer: This blog is a personal documentation of my own investing journey, thoughts, and experiences. It is intended solely for self-documentary purposes and general informational sharing. It does not constitute investment advice, financial recommendations, or personalized guidance.

Nothing on this blog should be interpreted as a solicitation to buy or sell any securities, or as an endorsement of any investment product, strategy, or service.
All information is provided "as is" without any warranties of accuracy, completeness, or timeliness. Past performance discussed is not indicative of future results.
Investing involves significant risks, including the potential loss of principal. Readers should conduct their own research and consult with qualified financial professionals, such as registered investment advisors, before making any investment decisions.
As a CFA charterholder, I adhere to the CFA Institute's ethical standards, but this blog does not represent professional services or advice in any capacity.

By reading this blog, you acknowledge that you are responsible for your own financial decisions and that the author assumes no liability for any actions taken based on the content herein.